Service Engagements
Comprehensive Financial Life Planning
A Financial Life Planning engagement is a process of creating and implementing a plan that is tailored to your financial history, goals, life transitions and values. This may include some or all of the following:
- Retirement Planning
- Estate Planning
- College Education Planning
- Investment Analysis
- Risk Management (Evaluating Various Types Of Insurance Coverage And Their Related Cost/Benefit)
- Debt Management
- Income Tax Planning
- Cash Flow And Budget Analysis
Retirement Planning
Retirement planning includes assistance in identifying retirement lifestyle goals that will guide you and provide a framework for aligning your financial goals with your values and priorities in all areas of your life. This service includes our expertise in:
- Retirement Distribution Planning
- Evaluation Of Employer-Plan Distribution Elections
- Individual Retirement Account Rollovers
- Required Minimum Distribution Calculations
- Cash Flow And Income Source Analysis
Estate Planning
An estate planning engagement includes developing an awareness of the current distribution of your estate and evaluating how you would like your assets to be distributed after your demise. This service may include:
- Estate Tax Calculations
- Wealth Preservation Strategies
- Planned Giving Techniques To Heirs And Charities
- Estate And Income Tax Minimization
- Evaluation Of The Registration/Titling Of Assets To Minimize Probate Expenses, Publicity And Delays
- Coordination Of Estate Plan With Attorneys
- Assistance In Developing A Family Financial Philosophy (Ffp) That Expresses The Appropriate Uses Of Your Wealth Based On Your Values. The Ffp Is A Written Document That Helps You And Your Family Understand Your True Motivation And Objectives Regarding Your Wealth Being Reflective Of Your Values, Attitudes And Preferences
College Education Planning
A college education plan evaluates what percentage of your child(ren)'s and/or grandchild(ren)'s education you would like to fund based on either a public and/or private school while incorporating an estimated return on investments, and an agreed upon rate of inflation for college costs. This engage would include:
- An Analysis Of How Much Needs To Be Set Aside--Either Monthly Or Lump-Sum
- An Evaluation Of Appropriate Investment Vehicles
- When And Where To Pull Funds From
