Why Kiplinger Financial Services?
Kiplinger Financial Services (KFS) is a business unit of Kiplinger & Co., CPA's (K&Co). K&Co has a long history of helping businesses reach their goals. Our work over the years as CPA's has greatly enhanced our analytical skills; the same analytical skills required for financial planning.
Taxes play a significant role in financial planning. Various investments have differing tax consequences. Retirement planning requires a knowledge of complex plan contribution and distribution tax rules. Successful education planning techniques involves the use of and timing of various tax benefits. Estate planning requires an working understanding of numerous sophisticated tax-related strategies. Maximizing after-tax cash flow is vital to successful planning strategies. We have been working with all of these tax issues on a daily basis for many years.
We believe in the value of synergy--of the team approach to financial planning (the same philosophy we subscribe to in our CPA firm). Effective communication and exchange of data and ideas between all related advisors is essential to creating an exceptional plan for you. We asssume the role as the quarterback of your financial planning team. We take the responsibility for the play calling. When it is not possible for our team to handle your problems alone, we will call in outside professionals and monitor the relationship to ensure that the work done on your behalf is of the highest standards.
In many financial planning firms the planning itself is a small part of what they do. They spend a majority of their time with investment research, making trades, asset allocation, investment and insurance proposals, compliance matters, and keeping up on product changes. As a result, most financial plans quietly fade away into obscurity. This is because the end result of the initial planning process is really only the first draft of the plan. At that point, the focus changes to the financial products. As elements of the plan fail to work they are dropped and little by little the plan is abandoned.
However, our focus remains on the planning. Our goal is to offer you an open architecture structure in which we can customize a workable plan for you. Together we will function as architect and builder of your plan of action. Together, as partners, we oversee the investment, insurance, and other financial product selection making sure that it best suits the acheivement of your goals. We then begin an ongoing evaluation of the plan. Together we monitor your life transitions and tweak the plan as needed. Our success is defined by your success in meeting your life goals.
The clients who make the most progress do so by making an honest effort to follow the plan. The clients who enjoy exponential progress toward their goals continuously update their plans in annual meetings and fine tune the plans until they have an efficient goal meeting machine tailored to their personality and individual needs. For these clients, following the plan becomes effortless since it is perfectly designed for them and following it has become a habit.
We are proud of our visionary mentality. We make it our business to be on the cutting edge of the financial planning profession. We see and understand the interplay between your money and your life. We understand the power that comes from linking your actions with your values and life purpose. Saving money and meeting goals that are linked to purpose no longer depend solely on will-power and stand a much better chance of becoming a reality. We stand prepared to help you, to what ever extent you desire, with educational workshops and individual coaching. We want you living life on purpose…not by accident.
Our style of planning is a real world application-based process where we really are assisting in the facilitation of positive change and growth. We are not simply a financial mechanic or problem-solver; we are actually helping you make things happen.
In our work with other successful people, we have learned that your goals and objectives will change over time. Life is a journey. If your goal today is to reach the farthest hill you can see from here, then eventually we expect you to be standing on that hill. When that happens, it will be time to look around and create new objectives to be achieved.
